Module: Banking

Module Specifications.

Current Academic Year 2024 - 2025

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Date posted: September 2024

Module Title	Banking
Module Code	EF595 (ITS) / FBA1034 (Banner)
Faculty	DCU Business School	School	DCU Business School
Module Co-ordinator	Seyed Aref Mahdavi Ardekani
Module Teachers	-
NFQ level	9	Credit Rating	5
Pre-requisite	Not Available
Co-requisite	Not Available
Compatibles	Not Available
Incompatibles	Not Available

None
Array

Description

This course aims to give students a thorough understanding of banking and the risks associated with running a bank.

Learning Outcomes

1. Explain how banks are capitalised and funded
2. Evaluate the principal risks to which banks are exposed
3. Determine the capital required to satisfy the regulator
4. Measure the performance of a bank
5. Appreciate how banking failed in the credit-liquidity crisis and the lessons to be learned
6. Appreciate how the regulatory environment has changed and how this affects their business model.

*Type*	*Hours*	*Description*
Workload	Full-time hours per semester
Lecture	48	The lecturer will present the essential ideas and core concepts, pointing students towards resources where they can get further information.
Independent Study	48	Preparation for lectures and assigned readings.
Assignment Completion	29	Individual / group project on a topic approved by the Lecturer.
Total Workload: 125

All module information is indicative and subject to change. For further information,students are advised to refer to the University's Marks and Standards and Programme Specific Regulations at: http://www.dcu.ie/registry/examinations/index.shtml

Indicative Content and Learning Activities

1.
Introduction: the role of banks

2.
Banks and the credit-liquidity crisis

3.
Asset and liability management: liquidity and liquidity gaps; the LCR, NSFR and leverage ratios; the behavioural maturity of liabilities

4.
Asset and liability management: interest rate risk in the banking book; the earnings and economic value approaches; target duration of equity

5.
Assessing the creditworthiness of projects

6.
Credit portfolio risk: the Vasicek model; Basel II

7.
Market risk and proprietary trading

8.
Banking and the role of the central bank

9.
The credit union model as an alternative to the banking model

10.
Deposit guarantee schemes, resolution and recovery plans

Assessment Breakdown
Continuous Assessment	100%	Examination Weight	0%

Type	Description	% of total	Assessment Date
Course Work Breakdown
Assignment	Individual / group project	25%	Week 10

Reassessment Requirement Type
Resit arrangements are explained by the following categories: Resit category 1: A resit is available for both* components of the module. Resit category 2: No resit is available for a 100% continuous assessment module. Resit category 3: No resit is available for the continuous assessment component where there is a continuous assessment and examination element.
* ‘Both’ is used in the context of the module having a Continuous Assessment/Examination split; where the module is 100% continuous assessment, there will also be a resit of the assessment
This module is category 1

Indicative Reading List

0: Bessis, J. Risk Management in Banking, 4th edition. Wiley, 2015, 217376
0: Hull, J.C. Risk Management and Financial Institutions, 3rd edition, Wiley, 2007, 217377
0: Choudhry, M. An Introduction to Banking, Wiley, 2011,

Other Resources

None