Module: Banking

Latest Module Specifications

Current Academic Year 2025 - 2026

Module Title	Banking
Module Code	FBA1034 (ITS: EF595)
Faculty	DCU Business School	School	DCU Business School
NFQ level	9	Credit Rating	5

Description

This course aims to give students a thorough understanding of banking and the risks associated with running a bank.

Learning Outcomes

1. Explain how banks are capitalised and funded
2. Evaluate the principal risks to which banks are exposed
3. Determine the capital required to satisfy the regulator
4. Measure the performance of a bank
5. Appreciate how banking failed in the credit-liquidity crisis and the lessons to be learned
6. Appreciate how the regulatory environment has changed and how this affects their business model.
7. Evaluate how banking can promote sustainable investment
8. Evaluate how a decline in bank ethics caused the global financial crisis

*Type*	*Hours*	*Description*
Workload	Full time hours per semester
Lecture	48	The lecturer will present the essential ideas and core concepts, pointing students towards resources where they can get further information.
Independent Study	48	Preparation for lectures and assigned readings.
Assignment Completion	29	Individual / group project on a topic approved by the Lecturer.
Total Workload: 125

Section Breakdown
CRN	20453	Part of Term	Semester 2
Coursework	0%	Examination Weight	0%
Grade Scale	40PASS	Pass Both Elements	Y
Resit Category	RC1	Best Mark	N
Module Co-ordinator	Seyed Aref Mahdavi Ardekani	Module Teacher

Type	Description	% of total	Assessment Date
Assessment Breakdown
Assignment	Individual / group project	100%	Week 30

Reassessment Requirement Type
Resit arrangements are explained by the following categories; RC1: A resit is available for both^* components of the module. RC2: No resit is available for a 100% coursework module. RC3: No resit is available for the coursework component where there is a coursework and summative examination element. ^* ‘Both’ is used in the context of the module having a coursework/summative examination split; where the module is 100% coursework, there will also be a resit of the assessment

Pre-requisite	None
Co-requisite	None
Compatibles	None
Incompatibles	None

All module information is indicative and subject to change. For further information,students are advised to refer to the University's Marks and Standards and Programme Specific Regulations at: http://www.dcu.ie/registry/examinations/index.shtml

Indicative Content and Learning Activities

1.
Introduction: the role of banks

2.
Banks and the credit-liquidity crisis

3.
Asset and liability management: liquidity and liquidity gaps; the LCR, NSFR and leverage ratios; the behavioural maturity of liabilities

4.
Asset and liability management: interest rate risk in the banking book; the earnings and economic value approaches; target duration of equity

5.
Assessing the creditworthiness of projects

6.
Credit portfolio risk: the Vasicek model; Basel II

7.
Market risk and proprietary trading

8.
Banking and the role of the central bank

9.
The credit union model as an alternative to the banking model

10.
Deposit guarantee schemes, resolution and recovery plans

Indicative Reading List

Books:

0: Bessis, J. Risk Management in Banking, 4th edition. Wiley, 2015, 1721306
2015: Risk Management and Financial Institutions, 4th, 1721307
0: Choudhry, M. An Introduction to Banking, Wiley, 2011,

Articles:
None

Other Resources

None